ACCESS OPTIMISER
Our booster option covers specific medical procedures, treatments, scans, and surgeries that some medical aid plans exclude.
ACCESS OPTIMISER
Our booster option covers specific medical procedures, treatments, scans, and surgeries that some medical aid plans exclude.
One Gap Cover policy covers you and your spouse, even if you belong to different medical aid plans, including the dependants registered on either medical aid plan. When a child dependant moves to their own medical aid plan, they must apply for cover on their own policy.
CLICK THE IMAGE BELOW TO VIEW OR DOWNLOAD OUR COMPREHENSIVE OR CONDENSED ACCESS OPTIMISER BROCHURE.
PREMIUMS FOR INDIVIDUALS AND FAMILIES
Premiums are determined by age at entry, and there’s no maximum entry age. If you’re an individual who’s 65 or older, or if you apply for cover as a family and either you or one of your dependants is 65 or older, you’ll pay the 65 or older individual or family premium.
One Gap Cover policy covers you and your spouse, even if you belong to different medical aid plans, including the dependants registered on either medical aid plan. When a child dependant moves to their own medical aid plan, they must apply for cover on their own policy.
CLICK THE IMAGE BELOW TO VIEW OR DOWNLOAD OUR COMPREHENSIVE OR CONDENSED ACCESS OPTIMISER BROCHURE.
PREMIUMS FOR INDIVIDUALS AND FAMILIES
CORPORATE ACCESS & CORPORATE ACCESS PLUS500*
We cover 5 or more employees as an employer group if you join through your employer.
If your employer says yes to your spouse and dependants joining, add them to your policy.
Premiums and waiting periods are determined by factors such as the group’s size, average age
and if cover is compulsory or voluntary.
ASK US FOR A CORPORATE QUOTE!
* CORPORATE ACCESS PLUS500 offers 500% GAP BENEFIT
CORPORATE ACCESS & CORPORATE ACCESS PLUS500*
We cover 5 or more employees as an employer group if you join through your employer.
If your employer says yes to your spouse and dependants joining, add them to your policy.
Premiums and waiting periods are determined by factors such as the group’s size, average age
and if cover is compulsory or voluntary.
ASK US FOR A CORPORATE QUOTE!
* CORPORATE ACCESS PLUS500 offers 500% GAP BENEFIT
WAITING PERIODS
Waiting periods apply from your and your dependants’ cover start dates, but never to accidents that occur after your cover start dates.
3 MONTH GENERAL WAITING PERIOD
There’s no cover during this period except for accidents that occur after your and your dependants’ cover start dates.
Unless we confirm otherwise, the following benefit is subject to this waiting period:
- ACCESS BENEFIT
12 MONTH PRE-EXISTING CONDITION WAITING PERIOD
There’s no cover during this period for investigations, medical procedures, surgeries or treatments related to any illness or medical condition diagnosed or for which advice or treatment was received 12 months before your or your dependants’ cover start dates.
Unless we confirm otherwise, the following benefit is subject to this waiting period:
- ACCESS BENEFIT
GOOD TO KNOW
Transfer underwriting applies to applicants who switch cover from another Gap Cover provider. Read more about our Gap Cover Transfer Process for Individuals here.
WAITING PERIODS
Waiting periods apply from your and your dependants’ cover start dates, but never to accidents that occur after your cover start dates.
3 MONTH GENERAL WAITING PERIOD
There’s no cover during this period except for accidents that occur after your and your dependants’ cover start dates.
Unless we confirm otherwise, the following benefit is subject to this waiting period:
- ACCESS BENEFIT
12 MONTH PRE-EXISTING CONDITION WAITING PERIOD
There’s no cover during this period for investigations, medical procedures, surgeries or treatments related to any illness or medical condition diagnosed or for which advice or treatment was received 12 months before your or your dependants’ cover start dates.
Unless we confirm otherwise, the following benefit is subject to this waiting period:
- ACCESS BENEFIT
GOOD TO KNOW
Transfer underwriting applies to applicants who switch cover from another Gap Cover provider. Read more about our Gap Cover Transfer Process for Individuals here.
