Maternity Gap Cover near Ferndale:
Best Gap Cover for Pregnancy
Life is challenging enough without the added stress of financial worries during pregnancy.
That’s why securing Stratum Benefits Maternity Gap Cover near Ferndale is essential before you start thinking about baby booties. It’s highly unlikely that you’ll find coverage with no waiting period for pregnancy and childbirth. Typically, first-time joiners are subject to a 12 Month Pre-Existing Medical Condition Waiting Period, which means there’s no cover for the first twelve months for pregnancy and childbirth.
No matter which medical aid plan you belong to, shortfalls are as inevitable as changing nappies. Our Maternity Cover offers various benefits you can claim from, ensuring comprehensive support throughout your maternity journey.
OUR COMPREHENSIVE BENEFITS
OUT-PATIENT SPECIALIST CONSULTATION BENEFIT
This benefit assists with shortfalls on pre- and post-natal consultations when your gynaecologist or the paediatrician charges more than your medical aid plan’s rate.
PREVENTATIVE CARE BENEFIT
Covers a flu shot in your second trimester and your little one’s immunisations. Additionally, claim the cost of a contraceptive device implant from us.
GAP BENEFIT
This benefit covers the shortfalls on specialists’ private fees at 300%, 400%, or 500% above your medical aid plan’s rate when your healthcare providers’ private fees aren’t covered in full.
CO-PAYMENT BENEFIT
If your medical aid imposes a co-payment for an elective caesarean, this benefit refunds the upfront amount you had to pay.
PRIVATE ROOM BENEFIT
For those moments when you want some alone time with your new baby, we offer the privacy of a private room.
WHY CHOOSE US FOR MATERNITY GAP COVER?
COMPREHENSIVE COVER
We cover many needs,
from shortfalls on specialist fees
to private room fees.
NO SURPRISE COSTS
Our Maternity Gap Cover prepares you financially
for what your medical aid might not cover,
allowing you to focus on the joy of your new arrival
without financial stress.
TAILORED TO YOUR NEEDS
Our Gap Cover options complement
your existing medical aid benefits, filling in the gaps
and providing peace of mind.
Maternity Gap Cover near Ferndale:
Best Gap Cover for Pregnancy
Life is challenging enough without the added stress of financial worries during pregnancy.
That’s why securing Stratum Benefits Maternity Gap Cover near Ferndale is essential before you start thinking about baby booties. It’s highly unlikely that you’ll find coverage with no waiting period for pregnancy and childbirth. Typically, first-time joiners are subject to a 12 Month Pre-Existing Medical Condition Waiting Period, which means there’s no cover for the first twelve months for pregnancy and childbirth.
No matter which medical aid plan you belong to, shortfalls are as inevitable as changing nappies. Our Maternity Cover offers various benefits you can claim from, ensuring comprehensive support throughout your maternity journey.
OUR COMPREHENSIVE BENEFITS
OUT-PATIENT SPECIALIST CONSULTATION BENEFIT
This benefit assists with shortfalls on pre- and post-natal consultations when your gynaecologist or the paediatrician charges more than your medical aid plan’s rate.
PREVENTATIVE CARE BENEFIT
Covers a flu shot in your second trimester and your little one’s immunisations. Additionally, claim the cost of a contraceptive device implant from us.
GAP BENEFIT
This benefit covers the shortfalls on specialists’ private fees at 300%, 400%, or 500% above your medical aid plan’s rate when your healthcare providers’ private fees aren’t covered in full.
CO-PAYMENT BENEFIT
If your medical aid imposes a co-payment for an elective caesarean, this benefit refunds the upfront amount you had to pay.
PRIVATE ROOM BENEFIT
For those moments when you want some alone time with your new baby, we offer the privacy of a private room.
WHY CHOOSE US FOR MATERNITY GAP COVER?
COMPREHENSIVE COVER
We cover many needs, from shortfalls on specialist fees to private room fees.
NO SURPRISE COSTS
Our Maternity Gap Cover prepares you financially for what your medical aid might not cover, allowing you to focus on the joy of your new arrival without
financial stress.
TAILORED TO YOUR NEEDS
Our Gap Cover options complement your existing medical aid benefits, filling in the gaps and providing peace of mind.
DISCOVER GAP COVER
Please scroll down to view our full product range.
Gap Cover Options for Individuals and Families
ENTRY COVER
From R 301 p/m for individuals
COMPACT300
Our well-rounded option is packed with benefits that cover the most often experienced in- and out-of-hospital medical expense shortfalls.
BENEFIT OVERVIEW
• 300% GAP COVER
• CO-PAYMENT BENEFIT FOR:
– ADMISSIONS AND PROCEDURES
– THE USE OF A NON-NETWORK HOSPITAL
• DENTAL COVER
-GAP BENEFIT
– ADMISSIONS AND PROCEDURES
– THE USE OF A NON-NETWORK HOSPITAL
• MATERNITY COVER
-GAP BENEFIT
– ADMISSIONS AND PROCEDURES
– THE USE OF A NON-NETWORK HOSPITAL
• RADIOLOGY COVER
-GAP BENEFIT
– ADMISSIONS AND PROCEDURES
– SUB-LIMIT | MRI, CT AND PET SCANS
• SUB-LIMIT BENEFIT FOR:
– INTERNAL PROSTHETIC DEVICES
• CANCER BENEFIT
-CANCER TREATMENT SHORTFALLS
-CANCER TREATMENT TOP-UP
• CASUALTY BENEFIT
• TRAUMA COUNSELLING BENEFIT
• PAYOUT BENEFITS FOR:
– ACCIDENTAL DEATH AND DISABILITY
– FIRST-TIME CANCER DIAGNOSIS
MEDIUM COVER
From R 228 p/m for individuals
MERIDIAN400
Our middle-of-the-range option covers the most often experienced
in-hospital medical expense shortfalls.
BENEFIT OVERVIEW
• 400% GAP BENEFIT
• CO-PAYMENT BENEFIT FOR:
– ADMISSIONS AND PROCEDURES
– PENALTY CO-PAYMENTS
– SCOPE CO-PAYMENTS
• DENTAL COVER
– SPECIALIST SHORTFALLS
– ADMISSIONS AND PROCEDURES
– THE USE OF A NON-NETWORK HOSPITAL
• MATERNITY COVER
– CHILDBIRTH SHORTFALLS
– ADMISSIONS AND PROCEDURES
– PENALTY CO-PAYMENTS
• RADIOLOGY COVER
– RADIOLOGY SHORTFALLS
– MRI, CT AND PET SCAN CO-PAYMENTS
– MRI, CT AND PET SCANS SUB-LIMITS
• SUB-LIMIT BENEFIT FOR:
– INTERNAL PROSTHETIC DEVICES
• CANCER BENEFIT
-CANCER TREATMENT SHORTFALLS
• CASUALTY BENEFIT
– ACCIDENTAL EVENTS
– ILLNESS EVENTS
• TRAUMA COUNSELLING BENEFIT
HIGH COVER
From R 438 p/m for individuals
ELITE500
Our top-of-the-range option offers the widest range of in- and out-of-hospital benefits at the highest level of cover.
Benefit Overview
• 500% GAP BENEFIT
• CO-PAYMENT BENEFIT FOR:
– ADMISSIONS AND PROCEDURES
– THE USE OF A NON-NETWORK HOSPITAL
– ROBOTIC SURGERY
• DENTAL COVER
-GAP BENEFIT
– ADMISSIONS AND PROCEDURES
– THE USE OF A NON-NETWORK HOSPITAL
• MATERNITY COVER
-GAP BENEFIT
– ADMISSIONS AND PROCEDURES
– THE USE OF A NON-NETWORK HOSPITAL
-OUT-PATIENT SPECIALIST CONSULTATION
-PRIVATE ROOM
• RADIOLOGY COVER
-GAP BENEFIT
– ADMISSIONS AND PROCEDURES
– SUB-LIMIT | MRI, CT AND PET SCANS
-TOP-UP | MRI, CT AND PET SCANS
• SUB-LIMIT BENEFIT FOR:
– COLONOSCOPIES, ENTEROSCOPIES AND GASTROSCOPIES
– INTERNAL PROSTHETIC DEVICES
– RENAL DIALYSIS TREATMENTS
• CANCER BENEFIT
-BREAST RECONSTRUCTION
-CANCER TREATMENT SHORTFALLS
-CANCER TREATMENT TOP-UP
• PHYSICAL REHABILITATION TOP-UP
• OUT-PATIENT SPECIALIST CONSULTATION BENEFIT
• CASUALTY BENEFIT
• TRAUMA COUNSELLING BENEFIT
• PREVENTATIVE CARE BENEFIT
• PRIVATE ROOM BENEFIT
• PAYOUT BENEFITS FOR:
– ACCIDENTAL DEATH AND DISABILITY
– FIRST-TIME CANCER DIAGNOSIS
• WAIVER BENEFITS FOR:
– MEDICAL AID CONTRIBUTION
– STRATUM POLICY PREMIUM
• LIFESTYLE BENEFIT
EXTRA PLUS COVER
From R 368 p/m for families
ACCESS
CO-PAY PLUS300
Our booster option covers specific medical procedures, treatments, scans, and surgeries that some medical aid plans exclude. It also covers the most often experienced in- and out-of-hospital
medical expense shortfalls for medical procedures that aren’t excluded, and refunds co-payments and deductibles.
Benefit Overview
• ACCESS BENEFIT
– 15 LISTED MEDICAL PROCEDURES/EVENTS NOT COVERED BY YOUR MEDICAL AID
•300% GAP BENEFIT
• CO-PAYMENT BENEFIT FOR:
– ADMISSIONS AND PROCEDURES
• DENTAL COVER
-GAP BENEFIT
• MATERNITY COVER
-GAP BENEFIT
• RADIOLOGY COVER
-GAP BENEFIT
• CASUALTY BENEFIT
• PAYOUT BENEFIT FOR:
– ACCIDENTAL DEATH AND DISABILITY
TAKE ACTION
Please fill out the form above, and one of our friendly Client Support Team members will contact you to assist.
Maternity Gap Cover near Ferndale is your partner in navigating the financial complexities of pregnancy and childbirth.
Get covered today and ensure a worry-free maternity experience.
TAKE ACTION
Please fill out the form above, and one of our friendly Client Support Team members will contact you to assist.
Maternity Gap Cover near Ferndale is your partner in navigating the financial complexities of pregnancy and childbirth.
Get covered today and ensure a worry-free maternity experience.
