CORPORATE ACCESS OPTIMISER
Our booster option covers specific medical procedures, treatments, scans, and surgeries that some medical aid plans exclude.
CORPORATE ACCESS
Our booster option covers specific medical procedures, treatments, scans, and surgeries that some medical aid plans exclude.
One Gap Cover policy covers you and your spouse, even if you belong to different medical aid plans, including the dependants registered on either medical aid plan.
Child dependants registered on your or your spouse’s medical aid plan may remain on your Gap Cover policy regardless of age. However, when a child dependant applies for their own medical aid membership, they must apply for their own policy.
A full-time student 26 or younger may remain on your policy even if they belong to a different medical aid plan, provided proof of full-time studies is submitted annually. Distance and online learning don’t qualify.
We cover 5 or more employees as an employer group if you join through your employer.
Ask your employer if your spouse and dependents may also join. If your employer agrees, add them to your policy.
Premiums are determined by factors such as the size of the employer group, the average age, and whether cover is compulsory or voluntary.
ASK US FOR A CORPORATE QUOTE!
CLICK THE IMAGE OR BUTTON BELOW TO VIEW OR DOWNLOAD OUR COMPREHENSIVE OR CONDENSED CORPORATE ACCESS BROCHURE.
WAITING PERIODS
Waiting periods may apply from your and your dependants’ cover start dates, but never to accidents that occur after your cover start dates.
3 MONTH GENERAL WAITING PERIOD
There’s no cover during this period except for accidents that occur after your and your dependants’ cover start dates.
Unless we confirm otherwise, the following benefit is subject to this waiting period:
- ACCESS BENEFIT
12 MONTH PRE-EXISTING CONDITION WAITING PERIOD
There’s no cover during this period for investigations, medical procedures, surgeries or treatments related to any illness or medical condition diagnosed or for which advice or treatment was received 12 months before your or your dependants’ cover start dates.
Unless we confirm otherwise, the following benefit is subject to this waiting period:
- ACCESS BENEFIT
EXCEPTION TO THE RULE
The following benefits aren’t subject to waiting periods:
- CASUALTY BENEFIT
- ACCIDENTAL DEATH AND DISABILITY BENEFIT
GOOD TO KNOW
Transfer underwriting may apply to applicants who switch cover from another Gap Cover provider.
WAITING PERIODS
Waiting periods may apply from your and your dependants’ cover start dates, but never to accidents that occur after your cover start dates.
3 MONTH GENERAL WAITING PERIOD
There’s no cover during this period except for accidents that occur after your and your dependants’ cover start dates.
Unless we confirm otherwise, the following benefit is subject to this waiting period:
- ACCESS BENEFIT
12 MONTH PRE-EXISTING CONDITION WAITING PERIOD
There’s no cover during this period for investigations, medical procedures, surgeries or treatments related to any illness or medical condition diagnosed or for which advice or treatment was received 12 months before your or your dependants’ cover start dates.
Unless we confirm otherwise, the following benefit is subject to this waiting period:
- ACCESS BENEFIT
EXCEPTION TO THE RULE
The following benefits aren’t subject to waiting periods:
- CASUALTY BENEFIT
- ACCIDENTAL DEATH AND DISABILITY BENEFIT
GOOD TO KNOW
Transfer underwriting may apply to applicants who switch cover from another Gap Cover provider.