CORPORATE ACCESS

Our booster option covers specific medical procedures, treatments, scans, and surgeries that some medical aid plans exclude.

CORPORATE ACCESS

Our booster option covers specific medical procedures, treatments, scans, and surgeries that some medical aid plans exclude.

One Gap Cover policy covers you and your spouse, even if you belong to different medical aid plans, including the dependants registered on either medical aid plan. When a child dependant moves to their own medical aid plan, they must apply for cover on their own policy. We cover 5 or more employees as an employer group if you join through your employer. Ask your employer if your spouse and dependents may also join. If your employer says yes to your spouse and dependant joining, add them to your policy. Premiums and waiting periods are determined by the group’s size, average age and whether cover is compulsory or voluntary.

ASK US FOR A CORPORATE QUOTE!

CLICK THE IMAGE BELOW TO VIEW OR DOWNLOAD OUR COMPREHENSIVE OR CONDENSED CORPORATE ACCESS BROCHURE.

2024 Corporate Access Comprehensive
2024 Corporate Access Condensed

WAITING PERIODS

Waiting periods may apply from your and your dependants’ cover start dates, but never to accidents that occur after your cover start dates.

3 MONTH GENERAL WAITING PERIOD
There’s no cover during this period except for accidents that occur after your and your dependants’ cover start dates.
Unless we confirm otherwise, the following benefit is subject to this waiting period:

  • ACCESS BENEFIT

12 MONTH PRE-EXISTING CONDITION WAITING PERIOD
There’s no cover during this period for investigations, medical procedures, surgeries or treatments related to any illness or medical condition diagnosed or for which advice or treatment was received 12 months before your or your dependants’ cover start dates.
Unless we confirm otherwise, the following benefit is subject to this waiting period:

  • ACCESS BENEFIT

EXCEPTION TO THE RULE
The following benefits aren’t subject to waiting periods:

  • CASUALTY BENEFIT
  • ACCIDENTAL DEATH AND DISABILITY BENEFIT

GOOD TO KNOW
Transfer underwriting may apply to applicants who switch cover from another Gap Cover provider.

WAITING PERIODS

Waiting periods may apply from your and your dependants’ cover start dates, but never to accidents that occur after your cover start dates.

3 MONTH GENERAL WAITING PERIOD
There’s no cover during this period except for accidents that occur after your and your dependants’ cover start dates.
Unless we confirm otherwise, the following benefit is subject to this waiting period:

  • ACCESS BENEFIT

12 MONTH PRE-EXISTING CONDITION WAITING PERIOD
There’s no cover during this period for investigations, medical procedures, surgeries or treatments related to any illness or medical condition diagnosed or for which advice or treatment was received 12 months before your or your dependants’ cover start dates.
Unless we confirm otherwise, the following benefit is subject to this waiting period:

  • ACCESS BENEFIT

EXCEPTION TO THE RULE
The following benefits aren’t subject to waiting periods:

  • CASUALTY BENEFIT
  • ACCIDENTAL DEATH AND DISABILITY BENEFIT

GOOD TO KNOW
Transfer underwriting may apply to applicants who switch cover from another Gap Cover provider.

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