GAP COVER & ACCESS OPTIMISER PRODUCT RANGES
For individuals and families.
ENTRY
COVER
From R 234 p/m for individuals

BASE
Our foundation option that covers the most frequent medical expense shortfalls.
Benefit Overview
• 500% GAP COVER
• CASUALTY COVER
• TRAUMA COUNSELLING COVER
• PAYOUT BENEFITS FOR:
– ACCIDENTAL DISABILITY AND DEATH
– FIRST-TIME CANCER DIAGNOSIS
• LIFESTYLE BENEFITS
MEDIUM
COVER
From R 257 p/m for individuals

COMPACT300
Our middle of the range option that provides cover for the most often experienced medical expense shortfalls.
BENEFIT OVERVIEW
• 300% GAP COVER
• CO-PAYMENT COVER FOR:
– ADMISSIONS AND PROCEDURES
– THE USE OF A NON-NETWORK HOSPITAL
• SUB-LIMIT COVER FOR:
– INTERNAL PROSTHETIC DEVICES
– MRI AND CT SCANS
• CANCER TREATMENT SHORTFALLS
• CANCER TREATMENT TOP-UP
• CASUALTY COVER
• TRAUMA COUNSELLING COVER
• PAYOUT BENEFITS FOR:
– ACCIDENTAL DISABILITY AND DEATH
– FIRST-TIME CANCER DIAGNOSIS
• LIFESTYLE BENEFITS
HIGH
COVER
From R 376 p/m for individuals

ELITE
Our premium option that offers the widest range of benefits. Don’t compromise on cover. We don’t.
Benefit Overview
• 500% GAP COVER
• CO-PAYMENT COVER FOR:
– ADMISSIONS AND PROCEDURES
– ROBOTIC SURGERY
– THE USE OF A NON-NETWORK HOSPITAL
• SUB-LIMIT COVER FOR:
– INTERNAL PROSTHETIC DEVICES
– RENAL DIALYSIS TREATMENTS
– COLONOSCOPIES, GASTROSCOPIES AND ENTEROSCOPIES
– MRI AND CT SCANS
• BREAST RECONSTRUCTION
• CANCER TREATMENT SHORTFALLS
• MRI AND CT SCANS TOP-UP
• CANCER TREATMENT TOP-UP
• PHYSICAL REHABILITATION TOP-UP
• OUT-PATIENT SPECIALIST CONSULTATION COVER
• CASUALTY COVER
• TRAUMA COUNSELLING COVER
• PREVENTATIVE CARE COVER
• PRIVATE WARD COVER
• PAYOUT BENEFITS FOR:
– ACCIDENTAL DISABILITY AND DEATH
– FIRST-TIME CANCER DIAGNOSIS
• WAIVER BENEFITS FOR:
– YOUR MEDICAL AID CONTRIBUTION
– YOUR STRATUM POLICY PREMIUM
• LIFESTYLE BENEFITS
EXTRA
COVER
From R 155 p/m for families

ACCESS OPTIMISER
Our booster option that covers specific medical procedures and events that your medical aid excludes.
Benefit Overview
• ACCESS COVER
– 15 LISTED MEDICAL PROCEDURES/EVENTS NOT COVERED BY YOUR MEDICAL AID
• CASUALTY COVER
• PAYOUT BENEFIT FOR:
– ACCIDENTAL DISABILITY AND DEATH
• LIFESTYLE BENEFITS
EXTRA PLUS
COVER
From R 320 p/m for families

ACCESS CO-PAY PLUS300
Our booster option that covers specific medical procedures and events that your medical aid excludes, and more.
Benefit Overview
• ACCESS COVER
– 15 LISTED MEDICAL PROCEDURES/EVENTS NOT COVERED BY YOUR MEDICAL AID
•300% GAP COVER
• CO-PAYMENT COVER FOR:
– ADMISSIONS AND PROCEDURES
• CASUALTY COVER
• PAYOUT BENEFIT FOR:
– ACCIDENTAL DISABILITY AND DEATH
• LIFESTYLE BENEFITS
READY TO TALK, WE’LL CALL YOU BACK
