Health Insurance Agency Near Parkhurst – Your Path to Comprehensive Coverage
Welcome to Stratum Benefits – Your trusted Health Insurance Agency near Parkhurst. We are your gateway to a world of comprehensive health coverage and financial security.
With a proven track record of over a decade, we have been matchmakers of health insurance, ensuring the perfect fit for all our valued clients. Explore our wide range of services and discover why we are the go-to choice for individuals and families seeking reliable health insurance solutions.
At Stratum Benefits, we offer a range of services designed to cater to your unique needs:
- Gap Cover Solutions: Enhance your existing medical aid coverage with our Gap Cover. We ensure that you never have to worry about medical expense shortfalls, providing you with peace of mind during challenging times.
- Health Insurance Plans: Don’t have medical aid? No problem! Our Health Insurance options act as your primary health cover, safeguarding you against unexpected medical expenses.
HEALTH INSURANCE PRODUCT RANGE
DAY-TO-DAY BENEFIT OPTION
Whether you belong to a medical aid and want additional day-to-day cover or whether you need primary health cover, we have the solution!
Benefit Overview
- CONSULTATION COVER
- GP CONSULTATIONS AND MEDICAL PROCEDURES
- OUT-OF-NETWORK GP CONSULTATIONS
- TELEMEDICINE GP CONSULTATIONS
- INTERCARE ONLINE GP CONSULTATIONS
- NURSE CONSULTATIONS
- SPECIALIST CONSULTATIONS
- PRE-BIRTH CONSULTATIONS
- ACUTE MEDICATION
- CHRONIC MEDICATION
- BLOOD TESTS AND X-RAYS
- DENTAL CARE
- EYE CARE
- WELLNESS ASSESSMENT
- PREVENTATIVE CARE
- ESSENTIAL ASSISTANCE PROGRAMME (EAP)
- EXTRA HIGH SCHOOL LEARNING SUPPORT
EMERGENCY & ACCIDENT BENEFIT OPTION
We offer a wide range of benefits from private hospitalisation and casualty visits, to specialised radiology scans and 24-hour medical emergency services, and…
Benefit Overview
- HOSPITAL CARE
- EMERGENCY COVER
- ACCIDENT COVER
- CASUALTY ACCIDENT COVER
- MRI AND CT SCANS
- PHYSIO AND OCCUPATIONAL THERAPY
- 24-HOUR MEDICAL EMERGENCY SERVICES
- ACCIDENTAL DEATH
- ESSENTIAL ASSISTANCE PROGRAMME (EAP)
- EXTRA HIGH SCHOOL LEARNING SUPPORT
At Stratum Benefits, we’ve been perfecting the art of matching individuals and families with the ideal health insurance plans for over a decade. Our expertise lies in tailoring coverage solutions that align perfectly with your requirements.
Industry Facts:
- Did you know that more than 50% of South African households have no medical aid coverage, leaving them susceptible to high medical costs?
- Healthcare expenses are rising year by year, making it crucial to have comprehensive health insurance coverage.
Why Choose Us:
Experience: With over a decade of expertise in the health insurance industry, we have a deep understanding of the best coverage options for individuals and families.
Tailored Solutions: We believe that one size does not fit all. Our team takes the time to understand your unique needs and offers personalized insurance plans.
Customer-Centric: At Stratum Benefits, you are our top priority. We go above and beyond to ensure your satisfaction and peace of mind.
Wide Coverage: Our Gap Cover and Health Insurance options cater to all, whether you have medical aid or not, we’ve got you covered.
Expert Guidance: Navigating the world of health insurance can be confusing. Our experienced professionals are here to guide you every step of the way.
Choose Stratum Benefits, Your Trusted Health Insurance Agency Near Parkhurst!
Don’t leave your health and financial future to chance. Stratum Benefits, the leading Health Insurance Agency near Parkhurst, is ready to partner with you on your journey to comprehensive coverage. Take the first step towards a brighter, healthier tomorrow by contacting us now for a free consultation.
WHAT TO DO WHEN LOOKING FOR HEALTH INSURANCE
Assess your Needs:
Before comparing health insurance benefit options, take a moment to assess your family’s healthcare needs. Consider factors such as age, health status, and pre-existing conditions. This will help you identify the type of cover you need, and the level of benefits required.
Compare Benefit Options from Different Insurers:
Once you understand your healthcare needs well, you can start comparing benefit options from different insurers. Look for plans that meet your needs, have affordable premiums, and offer comprehensive benefits. When comparing plans, be sure to consider the accessibility of the provider networks, the pre-authorisation process, out-of-pocket costs that you may incur, and any restrictions or exclusions.
Consider your Budget:
Your budget should always be considered to ensure the benefit option’s monthly premium is affordable and you can remain on cover long-term. Look for options offering comprehensive benefits at reasonable premiums whilst considering what you might still need to cover from your pocket. Remember that some benefit options may have higher premiums but lower out-of-pocket costs, while others may have lower premiums but higher out-of-pocket costs.
