Your Trusted Health Insurance Agency Near Sandhurst
Welcome to Stratum Benefits: Your Trusted Health Insurance Partner
Your premier Health Insurance Agency near Sandhurst! We are dedicated to providing comprehensive health insurance solutions that ensure your well-being and financial security. With our expertise and commitment to excellence, we offer a wide range of services tailored to meet your unique needs. Discover why Stratum Benefits is the ideal choice for your health coverage requirements.
At Stratum Benefits, we offer a range of services designed to cater to your unique needs:
- Gap Cover Solutions: Enhance your existing medical aid coverage with our Gap Cover. We ensure that you never have to worry about medical expense shortfalls, providing you with peace of mind during challenging times.
- Health Insurance Plans: Don’t have medical aid? No problem! Our Health Insurance options act as your primary health cover, safeguarding you against unexpected medical expenses.
HEALTH INSURANCE PRODUCT RANGE
DAY-TO-DAY BENEFIT OPTION
Whether you belong to a medical aid and want additional day-to-day cover or whether you need primary health cover, we have the solution!
Benefit Overview
- CONSULTATION COVER
- GP CONSULTATIONS AND MEDICAL PROCEDURES
- OUT-OF-NETWORK GP CONSULTATIONS
- TELEMEDICINE GP CONSULTATIONS
- INTERCARE ONLINE GP CONSULTATIONS
- NURSE CONSULTATIONS
- SPECIALIST CONSULTATIONS
- PRE-BIRTH CONSULTATIONS
- ACUTE MEDICATION
- CHRONIC MEDICATION
- BLOOD TESTS AND X-RAYS
- DENTAL CARE
- EYE CARE
- WELLNESS ASSESSMENT
- PREVENTATIVE CARE
- ESSENTIAL ASSISTANCE PROGRAMME (EAP)
- EXTRA HIGH SCHOOL LEARNING SUPPORT
EMERGENCY & ACCIDENT BENEFIT OPTION
We offer a wide range of benefits from private hospitalisation and casualty visits, to specialised radiology scans and 24-hour medical emergency services, and…
Benefit Overview
- HOSPITAL CARE
- EMERGENCY COVER
- ACCIDENT COVER
- CASUALTY ACCIDENT COVER
- MRI AND CT SCANS
- PHYSIO AND OCCUPATIONAL THERAPY
- 24-HOUR MEDICAL EMERGENCY SERVICES
- ACCIDENTAL DEATH
- ESSENTIAL ASSISTANCE PROGRAMME (EAP)
- EXTRA HIGH SCHOOL LEARNING SUPPORT
Don’t let uncertainties catch you off guard. Secure your future with Stratum Benefits, the leading Health Insurance Agency near Sandhurst.
Industry Facts:
- Did you know that medical expenses are one of the leading causes of financial strain for individuals and families?
- Over 60% of medical procedures are only partially covered by medical aids, leaving people vulnerable to high costs.
Why Choose Us:
Expertise: With more than ten years of experience, Stratum Benefits is a trusted name in the health insurance industry.
Customized Solutions: We understand that each individual’s needs are unique. Our team works diligently to tailor insurance plans that suit you best.
Wide Range of Options: From Gap Cover to Health Insurance, we offer diverse coverage options to meet various requirements.
Customer-Centric Approach: Your satisfaction and well-being are our top priorities. Expect unparalleled service and support from our dedicated team.
Local Presence: As a Health Insurance Agency near Sandhurst, we are familiar with the area’s specific needs and can cater to them effectively.
At Stratum Benefits, we are passionate about ensuring you and your family receive the protection and peace of mind you deserve. Our comprehensive Gap Cover and Health Insurance plans are designed to keep you financially secure in the face of medical uncertainties.
Secure your health and future today – contact Stratum Benefits, your trusted Health Insurance Agency near Sandhurst, for a personalized quote and expert guidance. Let us be your partner in safeguarding your health and happiness.
WHAT TO DO WHEN LOOKING FOR HEALTH INSURANCE
Assess your Needs:
Before comparing health insurance benefit options, take a moment to assess your family’s healthcare needs. Consider factors such as age, health status, and pre-existing conditions. This will help you identify the type of cover you need, and the level of benefits required.
Compare Benefit Options from Different Insurers:
Once you understand your healthcare needs well, you can start comparing benefit options from different insurers. Look for plans that meet your needs, have affordable premiums, and offer comprehensive benefits. When comparing plans, be sure to consider the accessibility of the provider networks, the pre-authorisation process, out-of-pocket costs that you may incur, and any restrictions or exclusions.
Consider your Budget:
Your budget should always be considered to ensure the benefit option’s monthly premium is affordable and you can remain on cover long-term. Look for options offering comprehensive benefits at reasonable premiums whilst considering what you might still need to cover from your pocket. Remember that some benefit options may have higher premiums but lower out-of-pocket costs, while others may have lower premiums but higher out-of-pocket costs.
