Stratum Benefits: Exploring the Essentials of Hospital Plans
In the realm of healthcare coverage, understanding the nuances of different plans is crucial. Stratum Benefits, a trusted name in the industry, is here to shed light on one particular aspect: hospital plans. If you’re contemplating your healthcare options, this informational piece will guide you through the key aspects of hospital plans and their relationship with your overall well-being.
What Are In-Hospital Plans?
In-hospital plans, often referred to as hospital insurance, are designed to cover the costs incurred during hospitalization. These plans typically provide financial support for various medical services, such as surgical procedures, specialist consultations, and hospital stays. Stratum Benefits offers comprehensive in-hospital plans that work seamlessly with your existing medical aid, addressing the common financial gaps experienced during medical treatments.
Does a Hospital Plan Cover Immediately?
Yes, one of the significant advantages of hospital plans is their immediate coverage. Stratum Benefits understands the urgency of healthcare needs. Once you enroll in a hospital plan, you can rest assured that coverage starts promptly, providing you with financial support from the very beginning of your policy.
Is a Hospital Plan Cheaper Than Medical Aid?
Hospital plans are often more cost-effective than full medical aid schemes. Stratum Benefits recognizes the importance of affordability without compromising on essential coverage. Hospital plans offer a more budget-friendly option for individuals seeking specific coverage for hospital-related expenses, making quality healthcare accessible to a broader audience.
What Does a Hospital Plan Not Cover?
While hospital plans offer crucial coverage for in-hospital expenses, it’s important to note that they do not provide the same comprehensive benefits as full medical aid. Typically, hospital plans do not cover day-to-day medical expenses, such as general practitioner visits, medication, and preventive care. Stratum Benefits encourages individuals to complement their hospital plans with additional coverage options for a more holistic approach to healthcare.
HEALTH INSURANCE PRODUCT RANGE
DAY-TO-DAY BENEFIT OPTION
Whether you belong to a medical aid and want additional day-to-day cover or whether you need primary health cover, we have the solution!
For those looking for a hospital plan for pensioners, our experts can provide tailored advice to meet your specific needs.
Benefit Overview
- CONSULTATION COVER
- GP CONSULTATIONS AND MEDICAL PROCEDURES
- OUT-OF-NETWORK GP CONSULTATIONS
- TELEMEDICINE GP CONSULTATIONS
- INTERCARE ONLINE GP CONSULTATIONS
- NURSE CONSULTATIONS
- SPECIALIST CONSULTATIONS
- PRE-BIRTH CONSULTATIONS
- ACUTE MEDICATION
- CHRONIC MEDICATION
- BLOOD TESTS AND X-RAYS
- DENTAL CARE
- EYE CARE
- WELLNESS ASSESSMENT
- PREVENTATIVE CARE
- ESSENTIAL ASSISTANCE PROGRAMME (EAP)
- EXTRA HIGH SCHOOL LEARNING SUPPORT
EMERGENCY & ACCIDENT BENEFIT OPTION
We offer a wide range of benefits from private hospitalisation and casualty visits, to specialised radiology scans and 24-hour medical emergency services, and…
In addition, our offerings can be augmented with travel insurance to ensure your health is protected even when abroad.
Benefit Overview
- HOSPITAL CARE
- EMERGENCY COVER
- ACCIDENT COVER
- CASUALTY ACCIDENT COVER
- MRI AND CT SCANS
- PHYSIO AND OCCUPATIONAL THERAPY
- 24-HOUR MEDICAL EMERGENCY SERVICES
- ACCIDENTAL DEATH
- ESSENTIAL ASSISTANCE PROGRAMME (EAP)
- EXTRA HIGH SCHOOL LEARNING SUPPORT
Ready to secure your financial future? Take action now!
Stratum Benefits stands as a beacon of reliability in the realm of healthcare coverage. If you’re considering a hospital plan, remember that it is a valuable supplement to your overall healthcare strategy, efficiently covering in-hospital expenses and ensuring immediate financial support when you need it the most. For more information on Stratum Benefits’ hospital plans
