SAY GOODBYE TO MEDICAL BILL SHORTFALLS:
OUR MEDICAL GAP COVER HAS GOT YOU COVERED!
Want to protect yourself and your family against unexpected medical expenses?
If you’re a medical aid member, you’re probably aware that your medical aid doesn’t cover all medical costs in full. You need Gap Cover insurance! It helps to cover the difference between what your doctor or specialist charges for medical procedures and what your medical aid pays.
If you’re looking for the best and most affordable Gap Cover, we offer comprehensive and pocket-friendly options that suit every healthcare need.
Get Gap Cover to cover shortfalls on medical procedures, dental procedures, childbirth, cancer treatment and more.
STILL NOT SURE? LET US CALL YOU BACK.
SAY GOODBUY TO MEDICAL BILL SHORTFALLS: STRATUM BENEFITS’ MEDICAL GAP COVER HAS GOT YOU COVERED!
Want to protect yourself and your family against unexpected medical expenses?
If you’re a medical aid member, you’re probably aware that your medical aid doesn’t cover all medical costs in full. You need Gap Cover insurance! It helps to cover the difference between what your doctor or specialist charges for medical procedures and what your medical aid pays.
If you’re looking for the best and most affordable Gap Cover, we offer comprehensive and pocket-friendly options that suit every healthcare need.
Get Gap Cover to cover shortfalls on medical procedures, dental procedures, childbirth, cancer treatment and more.
GAP COVER & OPTIMISER PRODUCT RANGES
Gap Cover Options for Individuals and Families
ENTRY
COVER
From R 301 p/m for individuals
COMPACT300
Our well-rounded option is packed with benefits that cover the most often experienced in- and out-of-hospital medical expense shortfalls.
BENEFIT OVERVIEW
• 300% GAP COVER
• CO-PAYMENT BENEFIT FOR:
– ADMISSIONS AND PROCEDURES
– THE USE OF A NON-NETWORK HOSPITAL
• DENTAL COVER
-GAP BENEFIT
– ADMISSIONS AND PROCEDURES
– THE USE OF A NON-NETWORK HOSPITAL
• MATERNITY COVER
-GAP BENEFIT
– ADMISSIONS AND PROCEDURES
– THE USE OF A NON-NETWORK HOSPITAL
• RADIOLOGY COVER
-GAP BENEFIT
– ADMISSIONS AND PROCEDURES
– SUB-LIMIT | MRI, CT AND PET SCANS
• SUB-LIMIT BENEFIT FOR:
– INTERNAL PROSTHETIC DEVICES
• CANCER BENEFIT
-CANCER TREATMENT SHORTFALLS
-CANCER TREATMENT TOP-UP
• CASUALTY BENEFIT
• TRAUMA COUNSELLING BENEFIT
• PAYOUT BENEFITS FOR:
– ACCIDENTAL DEATH AND DISABILITY
– FIRST-TIME CANCER DIAGNOSIS
MEDIUM
COVER
From R 228 p/m for individuals
MERIDIAN400
Our middle-of-the-range option covers the most often experienced
in-hospital medical expense shortfalls.
BENEFIT OVERVIEW
• 400% GAP BENEFIT
• CO-PAYMENT BENEFIT FOR:
– ADMISSIONS AND PROCEDURES
– PENALTY CO-PAYMENTS
– SCOPE CO-PAYMENTS
• DENTAL COVER
– SPECIALIST SHORTFALLS
– ADMISSIONS AND PROCEDURES
– THE USE OF A NON-NETWORK HOSPITAL
• MATERNITY COVER
– CHILDBIRTH SHORTFALLS
– ADMISSIONS AND PROCEDURES
– PENALTY CO-PAYMENTS
• RADIOLOGY COVER
– RADIOLOGY SHORTFALLS
– MRI, CT AND PET SCAN CO-PAYMENTS
– MRI, CT AND PET SCANS SUB-LIMITS
• SUB-LIMIT BENEFIT FOR:
– INTERNAL PROSTHETIC DEVICES
• CANCER BENEFIT
-CANCER TREATMENT SHORTFALLS
• CASUALTY BENEFIT
– ACCIDENTAL EVENTS
– ILLNESS EVENTS
• TRAUMA COUNSELLING BENEFIT
HIGH
COVER
From R 438 p/m for individuals
ELITE500
Our top-of-the-range option offers the widest range of in- and out-of-hospital benefits at the highest level of cover.
Benefit Overview
• 500% GAP BENEFIT
• CO-PAYMENT BENEFIT FOR:
– ADMISSIONS AND PROCEDURES
– THE USE OF A NON-NETWORK HOSPITAL
– ROBOTIC SURGERY
• DENTAL COVER
-GAP BENEFIT
– ADMISSIONS AND PROCEDURES
– THE USE OF A NON-NETWORK HOSPITAL
• MATERNITY COVER
-GAP BENEFIT
– ADMISSIONS AND PROCEDURES
– THE USE OF A NON-NETWORK HOSPITAL
-OUT-PATIENT SPECIALIST CONSULTATION
-PRIVATE ROOM
• RADIOLOGY COVER
-GAP BENEFIT
– ADMISSIONS AND PROCEDURES
– SUB-LIMIT | MRI, CT AND PET SCANS
-TOP-UP | MRI, CT AND PET SCANS
• SUB-LIMIT BENEFIT FOR:
– COLONOSCOPIES, ENTEROSCOPIES AND GASTROSCOPIES
– INTERNAL PROSTHETIC DEVICES
– RENAL DIALYSIS TREATMENTS
• CANCER BENEFIT
-BREAST RECONSTRUCTION
-CANCER TREATMENT SHORTFALLS
-CANCER TREATMENT TOP-UP
• PHYSICAL REHABILITATION TOP-UP
• OUT-PATIENT SPECIALIST CONSULTATION BENEFIT
• CASUALTY BENEFIT
• TRAUMA COUNSELLING BENEFIT
• PREVENTATIVE CARE BENEFIT
• PRIVATE ROOM BENEFIT
• PAYOUT BENEFITS FOR:
– ACCIDENTAL DEATH AND DISABILITY
– FIRST-TIME CANCER DIAGNOSIS
• WAIVER BENEFITS FOR:
– MEDICAL AID CONTRIBUTION
– STRATUM POLICY PREMIUM
• LIFESTYLE BENEFIT
EXTRA
COVER
From R 179 p/m for families
ACCESS OPTIMISER
Our booster option covers specific medical procedures, treatments, scans, and surgeries that some medical aid plans exclude.
Benefit Overview
• ACCESS BENEFIT
– 15 LISTED MEDICAL PROCEDURES/EVENTS NOT COVERED BY YOUR MEDICAL AID
• CASUALTY BENEFIT
• PAYOUT BENEFIT FOR:
– ACCIDENTAL DEATH AND DISABILITY
EXTRA PLUS
COVER
From R 368 p/m for families
ACCESS
CO-PAY PLUS300
Our booster option covers specific medical procedures, treatments, scans, and surgeries that some medical aid plans exclude. It also covers the most often experienced in- and out-of-hospital
medical expense shortfalls for medical procedures that aren’t excluded, and refunds co-payments and deductibles.
Benefit Overview
• ACCESS BENEFIT
– 15 LISTED MEDICAL PROCEDURES/EVENTS NOT COVERED BY YOUR MEDICAL AID
•300% GAP BENEFIT
• CO-PAYMENT BENEFIT FOR:
– ADMISSIONS AND PROCEDURES
• DENTAL COVER
-GAP BENEFIT
• MATERNITY COVER
-GAP BENEFIT
• RADIOLOGY COVER
-GAP BENEFIT
• CASUALTY BENEFIT
• PAYOUT BENEFIT FOR:
– ACCIDENTAL DEATH AND DISABILITY
GET 300%, 400% OR 500% ADDITIONAL GAP COVER!
You can get Gap Cover prices online, making finding the most affordable option for your budget easy.
Our friendly client service team is on hand to answer any questions.
Get Gap Cover today!
GET 300%, 400% OR 500% ADDITIONAL GAP COVER!
You can get Gap Cover prices online, making finding the most affordable option for your budget easy.
Our friendly client service team is on hand to answer any questions.
Get Gap Cover today!
