Maternity Gap Cover near Ferndale:
Secure the best Maternity Gap Cover

Expecting a child brings joy and anticipation, but financial concerns can overshadow this special time.

Ensuring you have the best Maternity Gap Cover near Ferndale can provide peace of mind.

KEY BENEFITS

OUT-PATIENT SPECIALIST CONSULTATION BENEFIT

This benefit helps cover shortfalls for pre- and post-natal consultations when your gynaecologist or the paediatrician charges above your medical aid plan’s rate.

PREVENTATIVE CARE BENEFIT

Includes cover for a flu vaccination in your second trimester, baby immunisations, and a contraceptive device implant.

GAP BENEFIT

Provides cover for shortfalls on specialist fees at 300%, 400%, or 500% above your medical aid plan’s rate when healthcare providers’ fees exceed your medical aid cover.

CO-PAYMENT BENEFIT

Refunds the upfront payment if your medical aid imposes a co-payment for an elective caesarean.

PRIVATE ROOM BENEFIT

Offers the comfort and privacy of a private room.

STILL NOT SURE? LET US CALL YOU BACK.

WHY OPT FOR OUR MATERNITY GAP COVER?

EXTENSIVE COVER

From specialist fee shortfalls to private room fees,
we ensure comprehensive cover
for various needs.

FINANCIAL CLARITY

Our Maternity Gap Cover helps you manage
potential out-of-pocket expenses,
allowing you to enjoy your pregnancy
without financial worries.

CUSTOMISED SOLUTIONS

We tailor our Gap Cover options to complement
your medical aid, filling in the gaps
and ensuring peace of mind.

Maternity Gap Cover near Ferndale:
Secure the best Maternity Gap Cover

Expecting a child brings joy and anticipation, but financial concerns can overshadow this special time.

Ensuring you have the best Maternity Gap Cover near Ferndale can provide peace of mind.

OUR COMPREHENSIVE BENEFITS

OUT-PATIENT SPECIALIST CONSULTATION BENEFIT

This benefit helps cover shortfalls for pre- and post-natal consultations when your gynaecologist or the paediatrician charges above your medical aid plan’s rate.

PREVENTATIVE CARE BENEFIT

Includes cover for a flu vaccination in your second trimester, baby immunisations, and a contraceptive device implant.

GAP BENEFIT

Provides cover for shortfalls on specialist fees at 300%, 400%, or 500% above your medical aid plan’s rate when healthcare providers’ fees exceed your medical aid cover.

CO-PAYMENT BENEFIT

Refunds the upfront payment if your medical aid imposes a co-payment for an elective caesarean.

PRIVATE ROOM BENEFIT

Offers the comfort and privacy of a private room.

STILL NOT SURE?
LET US CALL YOU BACK.

WHY OPT FOR OUR MATERNITY GAP COVER?

EXTENSIVE COVER

From specialist fee shortfalls to private room fees, we ensure comprehensive cover for various needs.

FINANCIAL CLARITY

Our Maternity Gap Cover helps you manage
potential out-of-pocket expenses,
allowing you to enjoy your pregnancy
without financial worries.

CUSTOMISED SOLUTIONS

We tailor our Gap Cover options to complement your medical aid, filling in the gaps and ensuring peace of mind.

DISCOVER GAP COVER

Please scroll down to view our full product range.

Gap Cover Options for Individuals and Families

ENTRY COVER

From R 301 p/m for individuals

Gap Cover Options from Stratum Benefits- Happy person jumping

COMPACT300

Our well-rounded option is packed with benefits that cover the most often experienced in- and out-of-hospital medical expense shortfalls.

BENEFIT OVERVIEW

• 300% GAP COVER
• CO-PAYMENT BENEFIT FOR:
– ADMISSIONS AND PROCEDURES
– THE USE OF A NON-NETWORK HOSPITAL
• DENTAL COVER
-GAP BENEFIT
– ADMISSIONS AND PROCEDURES
– THE USE OF A NON-NETWORK HOSPITAL
• MATERNITY COVER
-GAP BENEFIT
– ADMISSIONS AND PROCEDURES
– THE USE OF A NON-NETWORK HOSPITAL
• RADIOLOGY COVER
-GAP BENEFIT
– ADMISSIONS AND PROCEDURES
– SUB-LIMIT | MRI, CT AND PET SCANS
• SUB-LIMIT BENEFIT FOR:
– INTERNAL PROSTHETIC DEVICES
• CANCER BENEFIT
-CANCER TREATMENT SHORTFALLS
-CANCER TREATMENT TOP-UP
• CASUALTY BENEFIT
• TRAUMA COUNSELLING BENEFIT
• PAYOUT BENEFITS FOR:
– ACCIDENTAL DEATH AND DISABILITY
– FIRST-TIME CANCER DIAGNOSIS

MEDIUM COVER

From R 228 p/m for individuals

Gap Cover Options from Stratum Benefits- Happy person jumping

MERIDIAN400

Our middle-of-the-range option covers the most often experienced
in-hospital medical expense shortfalls.

BENEFIT OVERVIEW

• 400% GAP BENEFIT
• CO-PAYMENT BENEFIT FOR:
– ADMISSIONS AND PROCEDURES
– PENALTY CO-PAYMENTS
– SCOPE CO-PAYMENTS
• DENTAL COVER
– SPECIALIST SHORTFALLS
– ADMISSIONS AND PROCEDURES
– THE USE OF A NON-NETWORK HOSPITAL
• MATERNITY COVER
– CHILDBIRTH SHORTFALLS
– ADMISSIONS AND PROCEDURES
– PENALTY CO-PAYMENTS
• RADIOLOGY COVER
– RADIOLOGY SHORTFALLS
– MRI, CT AND PET SCAN CO-PAYMENTS
– MRI, CT AND PET SCANS SUB-LIMITS
• SUB-LIMIT BENEFIT FOR:
– INTERNAL PROSTHETIC DEVICES
• CANCER BENEFIT
-CANCER TREATMENT SHORTFALLS
• CASUALTY BENEFIT
– ACCIDENTAL EVENTS
– ILLNESS EVENTS
• TRAUMA COUNSELLING BENEFIT

HIGH COVER

From R 438 p/m for individuals

Gap Cover Options from Stratum benefits - Family

ELITE500

Our top-of-the-range option offers the widest range of in- and out-of-hospital benefits at the highest level of cover.

Benefit Overview

• 500% GAP BENEFIT
• CO-PAYMENT BENEFIT FOR:
– ADMISSIONS AND PROCEDURES
– THE USE OF A NON-NETWORK HOSPITAL
– ROBOTIC SURGERY
• DENTAL COVER
-GAP BENEFIT
– ADMISSIONS AND PROCEDURES
– THE USE OF A NON-NETWORK HOSPITAL
• MATERNITY COVER
-GAP BENEFIT
– ADMISSIONS AND PROCEDURES
– THE USE OF A NON-NETWORK HOSPITAL
-OUT-PATIENT SPECIALIST CONSULTATION
-PRIVATE ROOM
• RADIOLOGY COVER
-GAP BENEFIT
– ADMISSIONS AND PROCEDURES
– SUB-LIMIT | MRI, CT AND PET SCANS
-TOP-UP | MRI, CT AND PET SCANS
• SUB-LIMIT BENEFIT FOR:
– COLONOSCOPIES, ENTEROSCOPIES AND GASTROSCOPIES
– INTERNAL PROSTHETIC DEVICES
– RENAL DIALYSIS TREATMENTS
• CANCER BENEFIT
-BREAST RECONSTRUCTION
-CANCER TREATMENT SHORTFALLS
-CANCER TREATMENT TOP-UP
• PHYSICAL REHABILITATION TOP-UP
• OUT-PATIENT SPECIALIST CONSULTATION BENEFIT
• CASUALTY BENEFIT
• TRAUMA COUNSELLING BENEFIT
• PREVENTATIVE CARE BENEFIT
• PRIVATE ROOM BENEFIT
• PAYOUT BENEFITS FOR:
– ACCIDENTAL DEATH AND DISABILITY
– FIRST-TIME CANCER DIAGNOSIS
• WAIVER BENEFITS FOR:
– MEDICAL AID CONTRIBUTION
– STRATUM POLICY PREMIUM
• LIFESTYLE BENEFIT

EXTRA PLUS COVER

From R 368 p/m for families

Gap Cover Options from Stratum benefits - mom and baby

ACCESS
CO-PAY PLUS300

Our booster option covers specific medical procedures, treatments, scans, and surgeries that some medical aid plans exclude. It also covers the most often experienced in- and out-of-hospital
medical expense shortfalls for medical procedures that aren’t excluded, and refunds co-payments and deductibles.

Benefit Overview

• ACCESS BENEFIT
– 15 LISTED MEDICAL PROCEDURES/EVENTS NOT COVERED BY YOUR MEDICAL AID
•300% GAP BENEFIT
• CO-PAYMENT BENEFIT FOR:
– ADMISSIONS AND PROCEDURES
• DENTAL COVER
-GAP BENEFIT
• MATERNITY COVER
-GAP BENEFIT
• RADIOLOGY COVER
-GAP BENEFIT

CASUALTY BENEFIT
• PAYOUT BENEFIT FOR:
– ACCIDENTAL DEATH AND DISABILITY 

TAKE ACTION

    Please fill out the form above, and one of our friendly Client Support Team members will contact you to assist.

    Choose Maternity Gap Cover near Ferndale to confidently navigate the financial complexities of pregnancy and childbirth.
    Get covered today and experience a stress-free maternity journey.

    TAKE ACTION

      Please fill out the form above, and one of our friendly Client Support Team members will contact you to assist.

      Choose Maternity Gap Cover near Ferndale to confidently navigate the financial complexities of pregnancy and childbirth.
      Get covered today and experience a stress-free maternity journey.

      Facebook
      LinkedIn
      Instagram